This week Ron and Elizabeth talk to David Warne, Founder, Cornerstone Business Solutions. Formerly the owner of Sydney Harbour Tall Ships, David found that after 10 years running a successful international business he and his wife were run ragged, in debt, and with no time to spend with their family. He found the solution in the Philipines and Business Process Outsourcing (BPO). Within 2 years he had got the business on track, sold it and  started Cornerstone Business Solutions, to help Australian entrepreneurs achieve financial success by introducing more efficient business processes and reducing labour costs.